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There are a number of different healthcare options available for people today when it comes to their health and wellbeing. Medicare is one of these, and so we decided to put this guide together to give you a much better understanding and comprehension of what Medicare is and why you should care. There are a number of different parts of Medicare as well, so it is important to have a better understanding of this so that you know what is available to you.
What is Medicare?
Let’s start off by explaining what Medicare is. Medicare is the federal medical insurance program that has been designed for certain people. This includes certain younger people with disabilities, as well as people who are 65-years-old or older. Aside from this, individuals with End-Stage Renal Disease are also eligible for Medicare. For those who are not aware, this refers to permanent kidney failure that requires a transplant or dialysis, and it is sometimes referred to as ESRD.
The different parts of Medicare
There are a number of different parts of Medicare, which can help when covering certain services. For example, the first is Hospital Insurance, which is Medicare Part A. Part A will cover an inpatient stay in a hospital, as well as some home health care, hospice care, and care within a skilled nursing facility.
The other parts include Medicare Part B and Medicare Part D. Medicare Part B covers Medical Insurance, which will cover preventive services, medical supplies, outpatient care, and certain services from doctors. Prescription Drug Coverage is Medicare Part D, which helps when it comes to covering the expense of prescription drugs, which includes a lot of the recommended vaccines and shots.
Is Medicare free?
For Medicare Part A, you will not need to pay premiums if you or your other half has paid Medicare taxes for at least a decade. If this is not the case, you may need to pay as much as $437 per month.
What is not covered in Medicare
There are a number of things that are not covered in Medicare. This includes massage therapy, acupuncture, cosmetic surgery, medical care overseas, most dental care, dentures, eyeglasses and eye exams, and hearing aid fittings and exams.
Keep up-to-date with future changes
Aside from this, you need to make sure that you consider any changes that may come in the future. Staying up to date with everything that is going on is important. For example, Medicare For All is a good example of this, as it has been proposed for quite some time. You can read up more on what is Medicare for All and what is being proposed to get a better understanding.
So there you have it: the full lowdown when it comes to Medicare. We hope that this has helped you to get a better understanding of what Medicare is and what options are available to you. After all, there is nothing that is more important than looking after your health and wellbeing, is there?
Thanks for the info. As things change so much it is hard to keep track