Overboard DVD and Prize Pack Giveaway

Overboard

I was wondering how they were going to make this old classic new again.  In the first few minutes of the movie you are hooked just like the first time you watched the first one.  With a whole new cast and an old but new story line I was truly impressed.  This time you have a rich guy with an attitude and a down on her luck single mom with 3 kids.  He treats her very wrong and a good friend helps her get even.  This is so much fun to watch with some twists and turns.  Some you see coming some will still surprise you.

 

A RICHES TO RAGS STORY. IF ONLY HE COULD REMEMBER IT.

 

 

The Hilarious Comedy from Metro Goldwyn Mayer Pictures and Pantelion Films Splashes onto Digital July 17and Blu-ray™ Combo Pack and DVD on July 31 from Lionsgate

 

SANTA MONICA, CA (June 12, 2018) – Bring the family together for the “heartwarming comedy” (Miami New TimesOverboard, arriving on Digital July 17 and on Blu-ray™ Combo Pack (plus DVD and Digital), DVD, and On Demand July 31 from Lionsgate.

From Metro Goldwyn Mayer Pictures (MGM) and Pantelion Films, Eugenio Derbez (How to Be a Latin LoverInstructions Not Included), Anna Faris (The House Bunny, TV’s “Mom”),  and Golden Globe® nominee Eva Longoria (Best Actress, TV’s “Desperate Housewives,” 2006) star in this hilarious fresh take on the iconic romantic comedy. Directed by three-time Primetime Emmy® award winner Rob Greenberg (JigsawPredestination), who teamed up to write the screenplay with Bob Fisher (Wedding CrashersWe’re the Millers) and Leslie Dixon based on Dixon’s story, Overboard reverses the roles from the original film, featuring Derbez as a spoiled wealthy yacht owner who becomes the target of revenge from his mistreated employee played by Faris.

In a splashy new twist, Overboard focuses on Leonardo (Derbez), a selfish, spoiled, rich playboy from Mexico’s richest family and Kate (Faris), a working-class single mom of three hired to clean Leonardo’s luxury yacht. After unjustly firing Kate and refusing to pay her, Leonardo falls overboard when partying too hard and wakes up on the Oregon coast — with amnesia. Kate shows up at the hospital and, to get payback, convinces Leonardo he is her husband and puts him to work — for the first time in his life. At first miserable and inept, Leonardo slowly settles in. Eventually he earns the respect of his new “family” and coworkers. But with Leonardo’s billionaire family hot on their trail and the possibility of his memory returning at any moment, will their new family last or will Leonardo finally put the clues together and leave them for good?​

Take home Overboard, Pantelion Film’s highest grossing film to date, and go behind the scenes with the cast and crew with three featurettes and an audio commentary exclusive to the home entertainment release. The Overboard Blu-ray Combo Pack and DVD will be available for the suggested retail price of $39.99 and $29.95, respectively.

 

BLU-RAY / DVD / DIGITAL SPECIAL FEATURES

  • “Chemistry Is Comedy” Featurette
  • “Culture Clash” Featurette
  • “Captains of the Ship: Bob & Rob” Featurette
  • Audio Commentary with Writer-Director Rob Greenberg, Writer-Producer Bob Fisher, and Producer Benjamin Odell

 

For Artwork: www.lionsgatepublicity.com/home-entertainment/overboard/

Website: http://overboard.movie/ 

Trailer: https://youtu.be/SJnojErmJzc

Facebook: https://www.facebook.com/overboardmovie/

Instagram: @overboardmovie

Twitter: @OverboardMovie

#OverboardMovie

PROGRAM INFORMATION

Year of Production:  2018

Title Copyright: © 2018 Pantelion, LLC and Metro-Goldwyn-Mayer Pictures Inc. All Rights Reserved. OVERBOARD is a trademark of Metro-Goldwyn-Mayer Studios Inc.

Type: Theatrical Release

Rating: PG-13 for suggestive material, partial nudity and some language

Genre: Comedy

Closed-Captioned: N/A

Subtitles: Spanish, English SDH

Feature Run Time: 112 Minutes

BD Format: 1080P High Definition 16×9 Widescreen 2.39:1 Presentation

DVD Format: 16×9 Widescreen 2.39:1 Presentation

BD Audio: English 5.1 DTS-HD Master Audio™, Spanish 5.1 Dolby Digital Audio, English Descriptive Audio

DVD Audio: English 5.1 Dolby Digital Audio, Spanish 5.1 Dolby Digital Audio, English Descriptive Audio

 

I have some great news for you.  One lucky U.S winner will get their very own cute pasta kit and DVD/ Blu-ray for Lionsgate’s Overboard.  I was so excited when this showed up and I am sure our winner will be just as excited.

Overboard DVD and Gift Set

I got this in exchange for an honest review all opinions are my own.

Organic and Natural Hippie Skin

Hippie Skin

  Have you been looking for a new skin care regimen?  There are a lot out there to chose from but there are a few that stand out.  I was excited to try out Hippie skin.  When I found out that they were organic and made with simple natural ingredients I was even more intrigued.

Hippie Skin

  I have sensitive skin so I have to do the trial first when I get a new product.  Use just a little in a spot that is not noticeable so you will know if there is reaction.    The lotion and serum were fantastic my face just sucked them right up.  It did not leave me feeling greasy at all.  The hand and body lotion was also fantastic.  Did not leave me greasy either and left my hand so soft.

  One suggestion I would have for Hippie Skin.  This little deodorant spray should be sold in a set of three little spray ones, Because I am in love.  I love that I can throw it in my purse and have it when I need it.  It smells fantastic, works great and is the perfect size. I was truly impressed with this one.  It is so going in my nag for New York this week.

       

  I was truly impressed with everything they sent.  They have a wide selection of colors for the face makeup so they will be able to match you very well.  You can even order little testers of the colors so you can make sure before you buy.  If you are looking for a natural face regimen Hippie Skin is the way to go.  They have a great product and I have to say the people who work there are fantastic.  You will truly find what you really need.

Hippie Skin

  I got this in exchange for an honest review all opinions are my own.

Top 9 Hacks You Need to Know About if You Want to Move Abroad

Flickr.com

Moving house at the best of times can be a trying experience, but moving abroad is one of the biggest decisions you are ever likely to make in your life. This is a massive leap, and can completely change your life in a lot of ways. If you are serious about emigrating and making the move abroad, you have got to be sure that you are taking all the necessary steps, and making sure you are fully prepared for it.

 

This is going to be similar to a house move nationally, except with double the amount of stress, as well as more things to consider too. Going abroad for business for a set period of time can be challenging enough but actually choosing to live there is something not many of us would actually ever imagine. You have got to make sure you are well prepared for the process, and this means you should use these 9 hacks to help really increase your chances of a smooth and successful move abroad.

 

  1. Choose the Country Carefully

 

The first thing you will need to consider if you are serious about moving abroad is the country you’re going to move to. There are a lot of different countries that you might consider moving to, and you will need to do your research and find out a lot about them. There are bound to be countries you have always wanted to live in, or that you harbor aspirations of moving to. Just make sure you have thoroughly researched the country carefully and done your homework before you actually make your decision. This is something you have to make sure you sort out as soon as you can because this will help you with the move.

 

  1. What’s the Visa Situation?

 

You have to be aware that moving abroad is going to require some kind of visa situation. Now, depending on the arrangements your country might have with other nations, this might not affect things. For instance, British citizens don’t require a Visa to move to a country in the European Union, though this might change after Brexit. However, in other situations, you might need to have a Visa sponsor from your business and workplace in order to live abroad. Make sure you know what requirements there are for you to live abroad, and what you can do to make sure you apply successfully.

 

  1. Consider Health Implications

 

Health concerns should play a role in your decision-making because this is something that is going to seriously impact your life. The fact is that certain countries might have a better climate and better quality of life, thus improving your health, but you might find that medical treatment is much more expensive. This is something you need to think about before you make your decision because it can negatively impact you if you are living somewhere and you can’t afford health care. Look into the healthcare situation for the country you want to move to, and use what you know to make your decision.

Pixabay.com

 

  1. Getting a Mortgage Abroad

 

Getting a mortgage abroad is challenging, and there are quite a few things you need to keep in mind that will help you to secure this. There are plenty of great guides online that tell you everything you need to know about securing a mortgage loan abroad. For instance, a visit to https://www.propertyguru.com.my/resources/buy-property-guide/the-complete-guide-to-obtaining-a-mortgage-loan-for-property-in-malaysia will give you all the information you need about securing a mortgage in Malaysia. It’s important to remember that mortgages abroad are unlikely to work the same way as the ones you are used to. And you need to be clear about the differences in order to be able to get the mortgage you want.

 

  1. Property Tax

 

When you are planning on buying a home overseas, it is important to look at the property tax situation. There may well be scenarios in which you’ve got to pay extra tax and legal fees, and this can add a significant amount of extra money onto the cost of the move. When you factor in how much you’re going to have to shell out to move abroad, it is important to find out about the property tax situation. Also, make sure you check the credibility of any seller, agency, realtor, or solicitor you might use to make sure you are not getting ripped off, and that you are getting the best possible outcome.

 

  1. Cost of Living

 

Another thing you mustn’t overlook with your move abroad is the cost of living. This is something that can actually vary dramatically from city to city, and you need to be prepared for that. Some places are going to be much more expensive to live than other places, and this can massively impact on your livelihood, as well as your well-being. You have to make sure you account for this as well as the price of property when you move somewhere. The cost of living plays a big role in the process of a move, and you will need to take the extra costs into account.

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  1. Language & Culture Differences

 

In addition to the costs of living there are language barriers and cultural differences that should be informing your decision as well. When you move abroad to another country, you need to live by that country’s rules and laws and respect the culture of the land. It might be a good idea to brush up before you actually make your move, and this means looking at what cultural differences you should expect. Head to https://www.mariaabroad.com/adapting-to-a-new-culture/ and check out a guide to helping you adapt to new cultures. You might even like to make sure you learn some of the language before you go as well because this is important. You will fare much better in your new home provided you understand the cultural differences, and you have a basic level of communication.

 

  1. What’s the Working Situation Like?

 

It is also very important to understand what the work situation is like when you are going to be moving abroad. There are a lot of places where you might be able to find work fairly easily. However, there are some countries you will only be allowed to emigrate to if you have skills that they desperately need. Look into the working situation and make sure you have a plan of action before you get started. You need to have some kind of work lined up before you move, or at least know that the chances of finding work are quite high.

 

  1. Do You Have a Family?

 

You’ve also got to question how this is going to affect your family in the future. Moving abroad is very demanding and can have a massive impact on your kids if you have any. So they need to be the focal point when you choose your move, and it is essential that you make sure you make the right decisions for them. The location and timing are the biggest considerations to make if you are looking to uproot the family and move abroad. You need to make sure the kids are the right kind of age, and that you’re choosing the best place for them to grow up.

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Moving house is a big step for you and your family to make, but it is sometimes necessary. You must understand that there are many opportunities to find your dream home, and you might need to go abroad to do it. Moving to another country is such an exciting experience and adventure, and you need to make the most of it. It’s going to be daunting and more than a little stressful, but if you can follow these hacks, and make the right decisions, you should have no problem having a wonderful move abroad, starting today!

Big Hero 6 The Series on DVD Tuesday, June 26th

 

Are you ready for the story to continue?  So am I.  Now we can catch up with one of our favorites with the series on DVD.  This series starts right before the movie ends.  So, you don’t miss a minute of the adventure.  The big hero 6 is back together and going on new adventures you and your kids will love.

The adventures continue for tech genius Hiro Hamada and his healthcare companion, the lovable, inflatable Baymax!  Picking up right before the end of the film, Hiro thinks Baymax is lost forever, until he finds the chip Tadashi designed to create Baymax.  In this seven episode series (including the 44-minute Disney Channel Television Movie), the stakes are raised for Hiro, Baymax and their friends: adrenaline junkie Go Go, control freak Wasabi, chem whiz Honey Lemon and fanboy Fred – as they fight to protect San Fransokyo as the legendary superhero team Big Hero 6.  Fans can bring home the Big Hero 6 The Series – Back in Action! DVD complete with six bonus shorts on Tuesday, June 26th.

Voice Cast:                   Ryan Potter as Hiro; Scott Adsit as Baymax; Jamie Chung as Go Go; Genesis Rodriguez as Honey Lemon; Khary Payton as Wasabi; Brooks Wheelan as Fred; and
Maya Rudolph as Aunt Cass

Executive Producers:      Bob Schooley and Mark McCorkle

Executive Producer/

Supervising Director:      Nick Filippi

Episodes:                     Baymax Returns (44-minute Disney Channel Television Movie)

Fred’s Bro-tillion

                                                Issue 188

                                                Big Roommates 2

                                                Failure Mode

                                                Muirahara Woods

                                                Food Fight

Bonus Features: 6 Bonus Shorts  

                                    -Baymax and Hiro

                                    -Baymax and Wasabi

                                    -Baymax and Go Go

                                    -Baymax and Fred

                                    -Baymax and Honey Lemon

                                    -Baymax and Mochi       

 

Release Date:               June 26, 2018

Ratings:                          TV-Y7 FV (US)

Run Time:                      Approx. 176 minutes

Aspect Ratio:                 1.78:1 Widescreen (Enhanced for 16×9 Televisions)

Audio:                             English 2.0 Dolby, French 2.0 Dolby & Latin Spanish 2.0 Dolby

Subtitles:                        English Line 21, English SDH, French S & Latin Spanish

Closed Captions:           English

 

I got this in exchange for an honest review all opinions are my own.

Caring or Controlling? What Aging Parents Want From Their Adult Kids

We only get one family, and so it really does make sense to look after them. Families don’t have to all get along all of the time, but it does help if you and your family know that you are there for one another and care for each other.

 

This has never been more true when it comes to being an adult and having aging parents. For starters, you need to see things from both points of view. You might have concerns over your dad’s driving as he is getting older and more fragile, and not as responsive to things that could occur when driving. But he may see it that his son or daughter are just nagging him about his driving, something that he has done all of his life. In this example, is the dad capable of making their own decisions, or do their adult children need to step in? It can be a tricky line to balance, as in some circumstances, intervention is what you need. But it is a case of making sure that you’re caring about them, rather than caring for them.

 

So what are some of the things that parents that are getting older want from their adult children? Here are some of the things to be thinking about if you are in this situation and aren’t sure what to do, or if you soon will be in this situation.

 

 

Open Communication

 

No grown adult wants to feel like that are being treated like a child. So if you as an adult just starts trying to do anything or everything for your parents, without explanation, then it can have a negative impact. Talk to your parents about how they are feeling and what they need help with, if anything. Don’t just presume. If you have concerns, then voice them. But keeping a clear and two-way conversation going will help all of you to feel at ease with the situation.

 

In fact, in a study done back in 2004 by the University of New York, it was found that older parents get annoyed by over protectiveness of their children, which isn’t a good place to be in. The study found that they appreciate that it shows that they care, but the general feeling was annoyance. So keep the conversation open so that you can have a positive relationship with your parents as they age, rather than just annoying them.

 

Take Interest

 

While you will no doubt have a busy life of your own, it is important to take interest in what your parents are doing and how they are feeling. They may need help with certain things, but you won’t be able to know that if you don’t talk about things with them or take an interest. They need you around to help with stressful and organizational things too. Say they have recently had surgery for a hip replacement, but it has just not been quite right since. They will need your help and guidance, as they may not know the ‘modern’ way of dealing with things and might not want to create much of a fuss. But for a hip replacement lawsuit Davis, Saperstein & Salomon advise getting a free consultation if you have an injury or because of faulty metal-on-metal hip implants. You will be the one that can rely on that information, as it isn’t something they will be able to do for themselves.

 

Make a Two-Way Relationship

 

Despite their health or their age, your parents are still your parents. They will still want to be there for you in a way a parent can be. So while you may be asking what you do for them, allow them to ask what they can do for you. They want to feel useful and want to still feel like your parent. So keep conversations going, ask for help from them, and help them to be a part of your and your family’s life. There may be points that they can’t do as much as they once did. But even for aging parents or someone with Alzheimer’s, they can sit with the grandkids and tell stories or sing songs. So keep them in your life and remember that they are still your parents.

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No Presumptions

 

A lot of these points do go back to being open and honest in your communication. But one important point to note along those lines is that you should never assume anything. Don’t make assumptions about what you think is best or what you think they will need help with. Ask them, and it will make the whole situation simpler and easier. It can also be a good idea to suggest things, if they offer none of their own. Research has shown that when middle-class adult children worry about their aging parent, the parent does feel more loved, but in equal measure, gets annoyed. So don’t add to their feelings of annoyance; talk, don’t presume, and it will get help them to know you care about them but don’t want to annoy them.

 

Really Listen

 

Along the lines of clear and open communication is listening. But when it comes to aging parents, it means really listening to what is going on. Listening doesn’t mean simply being in the room as they talk, but only hearing the words because you’re too busy tidying up. Really listening is sitting down with them and hearing what they have to say. Acknowledge their feelings, don’t presume, and talk about what they have said to show understanding. If they need any help or clarification, they are likely to ask for it. But when you really listen, you can almost ‘read between the lines’, so to speak.

 

All in all you need to be patient with your family and parents as they age. Their health may deteriorate and they will be finding the whole situation pretty stressful themselves. Don’t put them in a place where they feel defensive; they need to know that what you are doing to help them comes out of love.

HOTEL TRANSYLVANIA and HOTEL TRANSYLVANIA 2 Giveaway

My son is so excited for the HOTEL TRANSYLVANIA 3: SUMMER VACATION to come out on July 13th.  We have had so much fun watching these movies.  They are fun cute and make monsters not so scary for my little guy.  If  you are as excited as I am for the new one to come out make sure to enter below for your chance to win the first two and get ready for the HOTEL TRANSYLVANIA 3: SUMMER VACATION.

 

About HOTEL TRANSYLVANIA:

Welcome to Hotel Transylvania, Dracula’s lavish five-stake resort, where monsters and their families can live it up and no humans are allowed. One special weekend, Dracula (Adam Sandler) has invited all his best friends – Frankenstein and his wife, the Mummy, the Invisible Man, the Werewolf family, and more – to celebrate his beloved daughter Mavis’s (Selena Gomez) 118th birthday. For Dracula, catering to all of these legendary monsters is no problem, but the party really starts when one ordinary guy stumbles into the hotel and changes everything.

 

DVD Bonus Features Include:

  • “Goodnight Mr. Foot” Mini-Movie: Directed and Animated by Genndy Tartakovsky
  • 3 Deleted Scenes
  • “Problem (Monster Remix)” Music Video by Becky G Featuring will.i.am
  • Behind the Scenes of “Problem (Monster Remix)”
  • Commentary with Director Genndy Tartakovsky, Producer Michelle Murdocca, and Visual Effects Supervisor Daniel Kramer

HOTEL TRANSYLVANIA has a running time of 91 minutes and is rated PG for some rude humor, action and scary images.

 

About HOTEL TRANSYLVANIA 2:

In this monster comedy adventure, everything seems to be changing for the better at Hotel Transylvania! However, Drac is worried that his adorable half-human, half-vampire grandson, Dennis, isn’t showing signs of being a vampire. So while Mavis is on vacation, things get batty as Drac enlists his monster friends Frank, Murray, Wayne and Griffin to put Dennis through a “monster-in-training” boot camp!

DVD Special Features:

  • Fifth Harmony Music Video: “I’m In Love With A Monster”
  • Character Sketch Gallery
  • Feature Commentary with Adam Sandler, Robert Smigel and Allen Covert
  • Feature Commentary with Director Genndy Tartakovsky

 

HOTEL TRANSYLVANIA 2 has a running time of 89 minutes and is rated PG for some scary images, action and rude humor.

About HOTEL TRANSYLVANIA 3: SUMMER VACATION:

In Sony Pictures Animation’s Hotel Transylvania 3: Summer Vacation, join our favorite monster family as they embark on a vacation on a luxury monster cruise ship so Drac can take a summer vacation from providing everyone else’s vacation at the hotel.   It’s smooth sailing for Drac’s Pack as the monsters indulge in all of the shipboard fun the cruise has to offer, from monster volleyball to exotic excursions, and catching up on their moon tans. But the dream vacation takes a dangerous turn when Mavis realizes Drac has fallen for the human captain of the ship, Ericka, who holds a mysterious secret that threatens them all.

Good Luck all this giveaway is open to to US only

 

HOTEL TRANSYLVANIA and HOTEL TRANSYLVANIA 2 on DVD

 

 

I got this free in exchange for an honest review

Four Common Illnesses and How to Treat Them

From the common cold to foodborne diseases, what may start as a simple, seasonal flu can grow worse and develop into serious conditions.

Therefore, it is best to take the necessary actions to prevent and treat the illness as quickly as possible. There are many ways you can do this, from prescribed medication to simple treatments, here are four common illnesses and ways to treat them.

Picture Credit

The Common Cold

Symptoms for the common cold include a runny nose, sneezing, nasal congestion, sore throat, cough and/or mild fatigue. This is usually not serious, and symptoms can be relieved by doing a few simple things.

This can be inhaling steam to help loosen the mucus and clear your head and can also be done as you take a warm shower or simply by sitting in the bathroom with the shower running. Make sure you drink plenty of liquids to stay hydrated, including warm liquids such as soup to help clear mucus. The best you can do is get a lot of sleep and rest. And if you consider nonprescription cold medication, please consult your healthcare provider.

Influenza (Flu)

If the symptoms worsen and include fever, chills, headache, muscle aches, extreme tiredness, cough and sometimes a runny nose then you may have contracted the flu.

The CDC recommends that everyone older than six months get a yearly flu shot and similar to the common cold, avoid close contact with sick people and wash your hands often. Germs spread easily so avoid touching your eyes, nose or mouth. Disinfect frequently touched items, such as keyboards, telephones, remote controls and doorknobs.

It is best to prevent and treat the cold and flu as early as possible as if the symptoms worsen, they could lead to more serious conditions such as hypothermia, especially in the early. If you find your symptoms worsening, it is best to consult your doctor to see how best to approach this.

HIV (human immunodeficiency virus)

This a virus that damages the cells in your immune system and weakens your ability to fight everyday infections and disease. It is spread through contact with blood or sexual fluids, therefore anyone can get HIV. But you can take steps to protect yourself from HIV infection.

Make sure to get tested and know your partner’s HIV status. You can find HIV testing locations near you with a simple search online as well as advice on how to approach the subject and ways to prevent or treat HIV.

Talk to your healthcare provider about pre-exposure prophylaxis (PrEP). Truvada is a type of treatment called pre-exposure prophylactics (PrEP) and helps in the prevention of contracting HIV in the first place. A combination of two medicines, emtricitabine and tenofovir, Truvada has been used for ten years as part of a drug regimen that suppresses HIV in people who already contacted the virus. Truvada blocks an enzyme called reverse transcriptase, which HIV uses to copy its genetic material and reproduce. Moreover, this drug can also be used to prevent infection in the first place.

Truvada is taken once a day and can help you prevent HIV. Your doctor or nurse can help you decide if PrEP is the right treatment for you and produce a medication plan best suited for you.

Foodborne illness

This includes the likes of norovirus and salmonella which affects 48 million people per year, according to the CDC. The symptoms include nausea, diarrhea, vomiting and occasionally, a fever. This can be contracted through raw animal foods, which have higher risks of contamination, but also fruits and vegetables washed in contaminated water. Most cases of salmonellosis are self-limited. They require no medical intervention. If the fever lasts longer than three days, if the person becomes weak and dizzy or if abdominal pain is intense, then it is best to seek medical help.

If in doubt, it is best to consult a trained professional on how to tackle the symptoms and provide a treatment. It is best to spot the symptoms as early as possible to make sure treatment processes are conducted at the earliest, to increase the likelihood of success.

3 Tips for Avoiding Bad Personal Loans

Sometimes you need extra money to make a big purchase, or a major expense catches you off guard. Personal loans are often called “unsecured loans,” as they are made against your credit score and not against a form of collateral. If you need a personal loan, be sure you’re getting a fair shake by following these three tips.

Be Wary of “No Credit Check” Offers

 

Image via Flickr by free pictures of money

Loan offers that don’t run a credit check may sound tempting if your credit score is low, but you put yourself at a high risk of falling for a scam or paying exorbitantly high interest rates. If a lender does not check credit scores they risk not getting repaid, and they pass that risk on to you with interest rates that are far above average.

One scam which can result from a “No Credit Check” offer is the lender demanding a loan origination fee or prepaid debit card to “secure” the loan. Often that fee or the contents of the prepaid debit card disappear … along with the lender. While some lenders do charge a fee to run a credit check or process an application, that fee should come out of your loan once it’s approved.

Compare Interest Rates

Interest rates that are significantly above average are a sign of an unsavory personal loan. High interest rates not only cost you more but can be a sign of risky practices from the lender. Reputable lenders will give you an interest rate range upfront, which will then be narrowed down once your credit check is complete. Be wary of any lender who tries to gloss over their interest rate information or bury it in piles of paperwork.

Do your research before choosing a personal loan. Use an online tool to compare personal loan rates and make note of what the average interest rate is for the amount of money you are requesting, the time frame in which you intend to pay it back, and your credit score.

Check the Lender’s Business Credentials

When searching for a personal loan keep an eye on the lender’s business credentials. All lenders — even online companies — must register in the states in which they do business. Each state keeps track of lenders to ensure they are providing legitimate and legal lending services. Take the time to research the lender and make sure they are registered and operate in good standing. Check the Better Business Bureau to see if any complaints have been made against the lender and if the lender has taken steps to resolve those complaints.

When looking for lending options online, be sure to only utilize secure websites. Secure websites will begin with “https” and have a padlock icon in the address bar. Remember you are providing the lender with personal information that, if not secured, could easily be used to facilitate identity theft.

Personal loans can be a powerful tool to help you deal with an expected expense, consolidate existing debt, or make a big purchase. By being wary of “No Credit Check” offers, comparing interest rates, and checking the lender’s business credentials, you’ll feel confident that you are working with a reputable lender for your personal loan.

Organizational Tips And Tricks For A Less Stressful House Move

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When it comes to moving house, what can go wrong will go wrong, unless you are properly organized of course. There is so much to think about, and it can be easy to forget the essentials if you don’t commit to a little planning and preparation. From accidentally packing the cat into a cardboard box to breaking your valuables en route to your new home, all manners of disaster awaits. Thankfully, we are here to help. Here are some tips and tricks to ensure your house move goes as smoothly as possible.

 

Find ways to save money

 

When it comes to organizing your house move, your finances need to be the priority. From buying a house to dealing with all the expected fees, your bank balance will have taken a knock. A home loan will help, of course, as will any savings you have accrued over the years. Still, the expenses continue long after the house sale has gone through, and the moving day costs themselves can be steep. You can save money on the day, however, so follow the linked tips to better manage your finances.

 

Make a moving checklist

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There are 101 things to do, or thereabouts, and you are liable to forget something essential. To help you remember, a moving checklist is indispensable. Seeing everything written down will focus your mind, and there is great stress-relief when you start ticking off each thing in turn when they have been completed.

 

Keep all paperwork in one place

 

We have already advocated the use of a household binder on our site, and this is something else that will be indispensable when you move. Include all the essential paperwork for your house move, and have pieces of paper with all the important info needed for moving day. This can include the phone number of your removal firm, any security codes you need for getting into your new property, and any other details that you consider to be relevant. Just don’t accidentally pack your household binder into one of your boxes, as this is one thing that needs to be accessible during the move.

 

Pack essentials in a clear storage box

 

You will probably have a sea of cardboard boxes on moving day, and while practical, you can still forget what is buried within them. For the essential items – we are thinking eating utensils, phone chargers, plates, toothbrushes, and so on – store them in a clear storage box so you never lose sight of those things you might need the most when you finally arrive at your new property.

 

Protect your breakables with your clothing

 

Let’s kill two birds with one stone (not literally, that would be horrible), with this idea. While you could wrap your breakable items in thick tissue paper or bubble wrap, you can save on box space by wrapping your breakables with your clothing. You may not want to use your best outfits, of course, but an old pullover around your plates, or your socks for your glassware, may be just the thing when you are trying to avoid damage (and save space) when you’re packing away your belongings.

 

Label boxes room by room

 

It’s a no-brainer that labeling boxes is useful, but if you include a label for the room they are heading into, you are doing yourselves and the removal firm an extra favor. Be sure to put the labels on the side of the boxes as well, as if you label the tops, you will have a harder time trying to work out what’s inside them when they are all stacked on top of one another.

 

Remember sandwich bags are your friends

 

Sandwich bags are perfect for your packed lunch when you’re travelling en route to your new destination, but they are also fantastic for storing those little items that can often be overlooked when you’re packing. We are thinking of such items as curtain hooks, screws and nails, small knick-knacks, and those other things that are essential/inessential to your everyday life. Another useful tip is to tape any sandwich bags containing wires/screws to the item they belong to, such as your tv or bed frames, to make your life easier when you are assembling your belongings later on.

 

Take a photo of electronic items

 

If you followed the last tip we mentioned, you will have all the wires and bits you need in one place, all ready for assembly. But do you remember where each item goes? Possibly not, so unless you still have user manuals handy, take a photo of the back of your tv, as an example, so you can make easy work for yourself when getting everything set up at your new home. After all, you don’t want to miss a moment of your favorite tv show because you got your wires crossed!

 

Cut down on the number of boxes you need

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One way to cut down on the number of boxes you need is by throwing/selling/donating any of your old belongings that are surplus to requirements. This will cut down on removal costs too. For those things you do need, however, you should make thrifty use of other storage items in your possession. You may be able to leave your clothes in your drawers. You may also have suitcases, laundry baskets, beer boxes, picnic hampers, etc., that can store a large bulk of the items you need to carry.

 

Hire friends and family

 

Don’t go through with the move on your strengths alone, and forego the use of expensive services, by getting those people closest to you to help on and around moving day. Give them a list of jobs to do, be that cleaning particular rooms in your house, or asking them to transport items to your new home. Of course, you should do the kind and generous thing by rewarding them for their generosity, so buy them a pizza at your new place, or give away any items you were previously thinking about donating as a reward for their hard work.

 

Tips for those in rental properties

 

If you’re moving out of a rented accommodation, you don’t want to be hit with any unfair charges dictated by your landlord. Before moving, you do need to ensure the property is cleaned as thoroughly as possible, and you should make any repair work necessary. If nail holes are going to be a problem with the landlord, you can fill them in with soap, toothpaste, or wall putty. You should also take photos of the property just before you leave, ensuring the landlord doesn’t present you with any cleaning or repair bills that are unwarranted.

 

Don’t forget the little ones

 

Moving day is stressful enough for you, but if you have children and pets, the move can take its toll on them, as well. If possible, consider hiring a childminder to keep your children out of harm on moving day, and book your cats and dogs into a pet shelter until you are ready to retrieve them again. If they are around on the day, be sure to child and pet proof areas where there are likely to be accidents, as you don’t want to end up calling emergency services right before you move to your new home.

 

Finally

 

Moving day is stressful, and the occasional mishap may happen. It’s inevitable, but by following our tips and tricks, you are at least alleviating some of the potential issues that may befall you on the day. If you have any pieces of advice of your own, be sure to let us know, and bless all of us with your helpful words of wisdom. Thanks for reading!

The Secret To Road-Trips As A Single Mom

You probably have memories of road-trips as a kid, long hours spent staring out of the window or annoying your siblings. Later in life, these turn into some of our most treasured memories, so don’t miss out on the opportunity to pass such a gift onto your own children. If you’re a single mom and worried at the idea of taking your kids on a road-trip, here are three essential steps to making your road trip as enjoyable as possible.

Know Your Car And How To Look After It

The first and most important aspect of any road trip is safety and the best way to keep yourself and your loved ones safe is to know your car and how to look after it. You don’t need to be a mechanic to know how to upkeep your car and sense when something has gone wrong. Researching how to check for bad wheel bearing or how to change out your tires can prevent serious breakdowns later down the line, which is not something anyone wants on their road trip, least of all with little ones in the back.

Plan Diligently

Plan, plan, and plan again. Planning a road trip takes skill and a little bit of time, but with some research, it’ll save you a lot of stress in the long-run! Look up popular road trip routes, especially those that work well with kids (e.g. they have a lot of fun rest stops along the way) and plan your route around those if you can. If you have a particular destination in mind, remember that the quickest route is not always the best one. Highways can get tedious, especially for kids, so picking a slightly longer route with more scenery and fun pit-stops can really amp up the game and make the road trip a lot more enjoyable.

Learn To Relax

All that planning is likely to get you a little stressed out at some point, don’t worry, it happens to the best of us. Taking kids on a road-trip is no easy affair, but it’s important to try your best to relax and remain calm. After all, this is as much an adventure for you as it is for them! Your kids will emulate your mood, so if you’re stressed out and grumpy, the likelihood is they will be too. Investing a few minutes of your day to meditate can really help calm any nerves, and increase your patience (which let’s face it, is necessary when you’re alone in a car for hours with children).

Keep Things Interesting With In-Car Games And Snacks

Many parents, especially those of us going solo, resort to screen-based entertainment to keep the kids quiet and content during the road-trip, but research has shown that this probably isn’t the best option for a number of reasons. Making up games along the way is often half the fun of a road-trip, and can keep the kids entertained for literally hours at a time. Audiobooks are another great option to keep the kids satisfied, as well as (of course) plenty of snacks.

For many single moms, taking a road-trip with the kids seems like a completely overwhelming idea, but it doesn’t have to be that way. Hopefully, this article inspired you to pack the kids into the back and head off into the wild.